43 high . Banks such as Revolut , Monzo and N26 are going to take off even more than they already have . I also believe that when it comes to technology and the financial services , companies are going to be collaborating like never before . From a cost management perspective I see that across industries , more companies will be moving to the cloud . I think some were holding back before , but I believe that we are going to see a lot of legacy transformation . I also see more remote practices being implemented with many companies accelerating their online presence and digital communication capabilities . I also believe that many contingency plans will certainly be reevaluated , with new industry models emerging as a result .” businesschief . eu